Green Gem Financial Limited
We offer a free initial consultation for new clients and can
arrange for any future fees to be taken from the investment in
most cases. Sometimes the advice provided during this
consultation will be all you require and our service will cost
you nothing. Although, we'd love you to recommend us to friends
and family if you are pleased with the help that we have
A full assessment will be offered, which includes tax
analysis, cash-flow analysis, an Investment report and a
retirement report for a fixed fee. Essentially a full wealth
check. (see below)
If the advice you need is modest we provide more limited advice
such as re-mortgage or insurance analysis, which can be carried
out for a reduced fee.
Our Full Financial Review consists
- A full assessment of your current
- Advice on how you could reduce
income tax, capital gains tax and Inheritance tax on your
- Cash-flow analysis: to
project your expected wealth and disposable income forward
throughout your life.
- Retirement Report: Assessing
the value of your pension schemes and investments and
advising on any shortfall, which would restrict you from
continuing with your current lifestyle, at your chosen
- Investment Report: Assessing
the efficiency of your investments with respect to the risk
that they involve and setting the expected returns against
your spending targets, such as University fees or buying a
holiday property. Advice will then be provided with regards
to making your investment portfolio more efficient whilst
matching your attitude to risk.
- Researching the market: If you
need a new contract, we will research the whole market to
assess the best provider, the most suitable product and
construct a portfolio of funds to meets your needs.
- Regular Review: Finally we will
make arrangements to review your financial situation,
pensions and investments, on at least an annual basis.
During this review we will assess the progress of your
investments and pension funds and rebalance your portfolio
and change funds where necessary.
Authorised and Regulated by the Financial
Registered in England and Wales No.
Registered Office: 3s Pinetree Centre,
Durham Road, Birtley, Co. Durham DH3